American Financial Resources · New Hampshire · 2025

American Financial Resources in New Hampshire: approval rate, denial rate and rates (2025)

American Financial Resources took 54 mortgage applications in New Hampshire in 2025, ranking #119 of 535 lenders active in the state. It originated 83.3% of them and denied 3.7% (4.2% of the applications it decided), against a statewide denial rate of 16.5%.

54Applicationsin NH
4.2%Decision denial ratestate 20.3%
6.25%Median ratestate 6.82%
$345,000Median loanstate $265,000
$16MVolume9 counties

American Financial Resources in New Hampshire vs the state

3.7%Denial rate-12.79 pts vs state
4.2%Decision denial rate-16.10 pts vs state
83.3%Origination rate+21.62 pts vs state
6.25%Median rate-0.57 pts vs state
0.03Rate spread (pts)-0.20 pts vs state
$113kMedian applicant income
45Loans originated
2Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202312725.0%7.00%#219
2024402415.0%6.69%#130
202554453.7%6.25%#119

What American Financial Resources lends in New Hampshire

By loan purpose

Home purchase 36 67% · 5.6% denied
Refinance 9 17% · 0.0% denied
Cash-out refinance 9 17% · 0.0% denied

By loan type

Conventional 26 48% · 3.9% denied
FHA 15 28% · 6.7% denied
VA 13 24% · 0.0% denied

Why it denied New Hampshire applicants

Insufficient cash 1 50%
Collateral 1 50%

Where in New Hampshire

Counties with the most American Financial Resources applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 17151 5.9%
Rockingham County 13110 0.0%
Belknap County 640 0.0%
Merrimack County 541 20.0%
Carroll County 330 0.0%
Grafton County 330 0.0%
Strafford County 320 0.0%
Cheshire County 320 0.0%
Sullivan County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 54 applications in 2025, of which 45 were originated and 2 denied.

3.7% of all applications, or 4.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans American Financial Resources originated in New Hampshire in 2025 was 6.25%, against a statewide median of 6.82%.

About this data. Figures are American Financial Resources's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology