Allied First Bank,sb · Pennsylvania · 2025

Allied First Bank,sb in Pennsylvania: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 73 mortgage applications in Pennsylvania in 2025, ranking #427 of 1,114 lenders active in the state. It originated 4.1% of them and denied 26.0% (86.4% of the applications it decided), against a statewide denial rate of 18.3%.

73Applicationsin PA
86.4%Decision denial ratestate 22.2%
3.25%Median ratestate 6.63%
$235,000Median loanstate $155,000
$385kVolume30 counties

Allied First Bank,sb in Pennsylvania vs the state

26.0%Denial rate+7.74 pts vs state
86.4%Decision denial rate+64.15 pts vs state
4.1%Origination rate-56.85 pts vs state
3.25%Median rate-3.38 pts vs state
Rate spread (pts)
$78kMedian applicant income
3Loans originated
19Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202319079.0%#614
202416150.0%3.13%#642
202573326.0%3.25%#427

What Allied First Bank,sb lends in Pennsylvania

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 8 11% · 62.5% denied
Cash-out refinance 64 88% · 21.9% denied

By loan type

Conventional 1 1% · 0.0% denied
FHA 22 30% · 18.2% denied
VA 50 68% · 30.0% denied

Why it denied Pennsylvania applicants

Debt-to-income ratio 8 42%
Other 5 26%
Credit history 5 26%
Insufficient cash 1 5%

Where in Pennsylvania

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Philadelphia County 902 22.2%
Allegheny County 801 12.5%
York County 600 0.0%
Berks County 521 20.0%
Dauphin County 401 25.0%
Franklin County 301 33.3%
Bucks County 301 33.3%
Cumberland County 310 0.0%
Montgomery County 201 50.0%
Lackawanna County 201 50.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 73 applications in 2025, of which 3 were originated and 19 denied.

26.0% of all applications, or 86.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Allied First Bank,sb originated in Pennsylvania in 2025 was 3.25%, against a statewide median of 6.63%.

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology