Advancial Credit Union in Washington vs the state
4.4%Denial rate-11.30 pts vs state
5.0%Decision denial rate-14.54 pts vs state
73.9%Origination rate+12.85 pts vs state
7.25%Median rate+0.63 pts vs state
0.87Rate spread (pts)+0.68 pts vs state
$435kMedian applicant income
17Loans originated
1Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 28 | 10.8% | 8.38% | #318 |
| 2024 | 24 | 18 | 16.7% | 7.81% | #355 |
| 2025 | 23 | 17 | 4.4% | 7.25% | #371 |
What Advancial Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Advancial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 6 | 4 | 0 | 0.0% |
| Clark County | 3 | 3 | 0 | 0.0% |
| Snohomish County | 2 | 2 | 0 | 0.0% |
| Grant County | 2 | 0 | 1 | 50.0% |
| San Juan County | 2 | 2 | 0 | 0.0% |
| Chelan County | 2 | 2 | 0 | 0.0% |
| Klickitat County | 1 | 1 | 0 | 0.0% |
| Yakima County | 1 | 1 | 0 | 0.0% |
| Kittitas County | 1 | 1 | 0 | 0.0% |
| Whatcom County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 23 applications in 2025, of which 17 were originated and 1 denied.
4.4% of all applications, or 5.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Advancial Credit Union originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Advancial Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology