Advancial Credit Union in Louisiana vs the state
15.8%Denial rate-6.38 pts vs state
17.7%Decision denial rate-10.50 pts vs state
68.4%Origination rate+16.45 pts vs state
7.06%Median rate+0.43 pts vs state
0.94Rate spread (pts)+0.59 pts vs state
$109kMedian applicant income
39Loans originated
9Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 41 | 15.8% | 6.75% | #223 |
| 2024 | 41 | 27 | 17.1% | 7.98% | #255 |
| 2025 | 57 | 39 | 15.8% | 7.06% | #237 |
What Advancial Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Advancial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 32 | 20 | 5 | 15.6% |
| Vermilion Parish | 5 | 5 | 0 | 0.0% |
| St. Martin Parish | 5 | 5 | 0 | 0.0% |
| St. Landry Parish | 3 | 2 | 1 | 33.3% |
| Acadia Parish | 3 | 1 | 2 | 66.7% |
| Iberia Parish | 2 | 1 | 0 | 0.0% |
| Terrebonne Parish | 1 | 1 | 0 | 0.0% |
| St. Mary Parish | 1 | 1 | 0 | 0.0% |
| Evangeline Parish | 1 | 1 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 57 applications in 2025, of which 39 were originated and 9 denied.
15.8% of all applications, or 17.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Advancial Credit Union originated in Louisiana in 2025 was 7.06%, against a statewide median of 6.63%.
About this data. Figures are Advancial Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology