Accunet Mortgage · Wisconsin · 2025

Accunet Mortgage in Wisconsin: approval rate, denial rate and rates (2025)

Accunet Mortgage took 222 mortgage applications in Wisconsin in 2025, ranking #146 of 938 lenders active in the state. It originated 0.0% of them and denied 21.6% (100.0% of the applications it decided), against a statewide denial rate of 14.0%.

222Applicationsin WI
100.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$325,000Median loanstate $165,000
$0Volume23 counties

Accunet Mortgage in Wisconsin vs the state

21.6%Denial rate+7.61 pts vs state
100.0%Decision denial rate+83.64 pts vs state
0.0%Origination rate-68.15 pts vs state
Median rate
Rate spread (pts)
$110kMedian applicant income
0Loans originated
48Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023101033.7%#219
2024171023.4%#152
2025222021.6%#146

What Accunet Mortgage lends in Wisconsin

By loan purpose

Home purchase 103 46% · 18.5% denied
Refinance 78 35% · 20.5% denied
Cash-out refinance 41 18% · 31.7% denied

By loan type

Conventional 209 94% · 20.1% denied
FHA 7 3% · 57.1% denied
VA 6 3% · 33.3% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 17 35%
Credit history 13 27%
Collateral 9 19%
Incomplete application 4 8%
Other 2 4%
Mortgage insurance denied 1 2%
Insufficient cash 1 2%
Employment history 1 2%

Where in Wisconsin

Counties with the most Accunet Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 67013 19.4%
Waukesha County 67011 16.4%
Washington County 1602 12.5%
Racine County 1506 40.0%
Ozaukee County 1303 23.1%
Walworth County 803 37.5%
Kenosha County 802 25.0%
Jefferson County 602 33.3%
Fond du Lac County 301 33.3%
Dane County 300 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 222 applications in 2025, of which 0 were originated and 48 denied.

21.6% of all applications, or 100.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Accunet Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology