A&D Mortgage in Wisconsin vs the state
4.0%Denial rate-10.06 pts vs state
5.4%Decision denial rate-10.95 pts vs state
68.4%Origination rate+0.27 pts vs state
6.31%Median rate-0.31 pts vs state
0.08Rate spread (pts)-0.04 pts vs state
$119kMedian applicant income
104Loans originated
6Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 12 | 15.0% | 9.37% | #399 |
| 2024 | 26 | 12 | 15.4% | 7.75% | #385 |
| 2025 | 152 | 104 | 4.0% | 6.31% | #199 |
What A&D Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most A&D Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 47 | 31 | 3 | 6.4% |
| Waukesha County | 26 | 22 | 0 | 0.0% |
| Walworth County | 9 | 3 | 2 | 22.2% |
| Rock County | 7 | 5 | 0 | 0.0% |
| Dane County | 7 | 4 | 0 | 0.0% |
| Brown County | 7 | 5 | 0 | 0.0% |
| Racine County | 5 | 4 | 0 | 0.0% |
| Kenosha County | 4 | 2 | 0 | 0.0% |
| St. Croix County | 3 | 2 | 0 | 0.0% |
| Polk County | 3 | 3 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 152 applications in 2025, of which 104 were originated and 6 denied.
4.0% of all applications, or 5.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans A&D Mortgage originated in Wisconsin in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are A&D Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology