Largest lenders in Sabine County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 62 | 15 | 37.1% | 10.29% |
| 2 | Shelby Savings Bank | C | 39 | 21 | 12.8% | — |
| 3 | Triad Financial Services | D | 36 | 8 | 41.7% | 8.46% |
| 4 | Rocket Mortgage | C | 27 | 15 | 29.6% | 6.75% |
| 5 | Sabine State Bank and Trust | D | 25 | 6 | 20.0% | — |
| 6 | United Shore Financial Services | B | 18 | 14 | 11.1% | 6.62% |
| 7 | Mortgage Research Center | C | 14 | 8 | 14.3% | 6.50% |
| 8 | Vanderbilt Mortgage and Finance | F | 13 | 1 | 30.8% | 10.99% |
| 9 | Credit Human Federal Credit Union | D | 11 | 1 | 72.7% | 8.00% |
| 10 | Highlands Residential Mortgage | B | 10 | 8 | 10.0% | 6.75% |
| 11 | Van Dyk Mortgage | B | 9 | 9 | 0.0% | 6.49% |
| 12 | Southside Bank | F | 8 | 2 | 50.0% | 6.66% |
| 13 | FirstBank | C | 6 | 0 | 33.3% | — |
| 14 | Movement Mortgage | A | 6 | 5 | 0.0% | 6.88% |
| 15 | Loandepot.Com | D | 6 | 1 | 66.7% | 8.13% |
| 16 | Southwest Stage Funding | F | 6 | 0 | 16.7% | — |
| 17 | Unnamed lender 254900V3UIQOTJCM3S60 | – | 6 | 2 | 50.0% | — |
| 18 | Rave Financial Credit Union | B | 5 | 1 | 60.0% | 6.25% |
| 19 | Navy Federal Credit Union | D | 5 | 1 | 40.0% | 8.45% |
What Sabine County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sabine County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 335 | 136 | 33.7% | 7.13% | $135,000 |
| 2024 | 415 | 157 | 32.3% | 7.30% | $115,000 |
| 2025 | 439 | 173 | 28.5% | 6.88% | $145,000 |
Frequently asked questions
28.5% of applications in Sabine County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 62 applications in 2025 and a denial rate of 37.1%.
The median mortgage application in Sabine County in 2025 was for $145,000; the median property value on originated loans was $245,000.