Largest lenders in Reeves County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 92 | 23 | 31.5% | 9.28% |
| 2 | Rocket Mortgage | C | 24 | 13 | 20.8% | 6.50% |
| 3 | Guaranteed Rate | B | 15 | 11 | 0.0% | 6.75% |
| 4 | Triad Financial Services | D | 14 | 6 | 35.7% | 9.47% |
| 5 | Waterstone Mortgage | C | 11 | 8 | 0.0% | 6.56% |
| 6 | United Shore Financial Services | B | 9 | 7 | 11.1% | 7.00% |
| 7 | West Texas National Bank | D | 8 | 3 | 62.5% | — |
| 8 | Vanderbilt Mortgage and Finance | F | 8 | 1 | 25.0% | 11.25% |
| 9 | AmeriSave Mortgage | D | 7 | 2 | 71.4% | 7.38% |
| 10 | Cardinal Financial Company, Limited Partnership | B | 7 | 4 | 42.9% | 6.06% |
| 11 | Guild Mortgage | A | 7 | 4 | 28.6% | 6.75% |
| 12 | Countryplace Mortgage | F | 7 | 2 | 42.9% | 8.64% |
| 13 | JPMorgan Chase Bank | B | 6 | 5 | 0.0% | 7.13% |
| 14 | CMG Mortgage | A | 5 | 1 | 0.0% | 6.63% |
| 15 | Southwest Stage Funding | F | 5 | 1 | 0.0% | 11.45% |
Best approval odds in Reeves County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 58 | 50.0% |
What Reeves County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Reeves County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 264 | 112 | 28.8% | 7.06% | $155,000 |
| 2024 | 312 | 124 | 30.8% | 6.88% | $155,000 |
| 2025 | 320 | 132 | 26.6% | 7.13% | $175,000 |
Frequently asked questions
26.6% of applications in Reeves County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 92 applications in 2025 and a denial rate of 31.5%.
The median mortgage application in Reeves County in 2025 was for $175,000; the median property value on originated loans was $235,000.