Van Buren County, Tennessee · 2025

Mortgage lenders in Van Buren County, TN: denial rates and top lenders (2025)

85 lenders acted on 328 mortgage applications for properties in Van Buren County in 2025. 17.1% were denied (Tennessee: 17.1%). Median rate on closed loans 6.75%; median loan $165,000; median property value $285,000.

328Applications
17.1%Denial ratestate 17.1%
6.75%Median ratestate 6.62%
$165,000Median loan
$285,000Median property value

Largest lenders in Van Buren County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Citizens Tri-County Bank C 3532 2.9%7.85%
2 21st Mortgage F 264 30.8%10.13%
3 Rocket Mortgage C 2315 30.4%6.50%
4 United Shore Financial Services B 2015 5.0%5.88%
5 FirstBank C 1410 7.1%7.06%
6 Mortgage Research Center C 125 0.0%6.13%
7 Vanderbilt Mortgage and Finance F 122 0.0%9.50%
8 CMG Mortgage A 106 0.0%6.38%
9 Pennymac Loan Services C 74 0.0%5.75%
10 Regions Bank C 72 71.4%6.75%
11 Union Home Mortgage B 77 0.0%6.38%
12 Broker Solutions D 74 14.3%7.56%
13 Crosscountry Mortgage B 64 16.7%6.87%
14 Equity Prime Mortgage D 62 0.0%6.06%
15 Ascend Federal Credit Union C 64 16.7%5.50%
16 AmeriSave Mortgage D 51 80.0%9.38%
17 Credit Human Federal Credit Union D 50 100.0%
18 Farm Credit Mid-America D 54 20.0%7.00%
19 Sofi Bank D 50 0.0%
20 Southwest Stage Funding F 51 20.0%6.25%

What Van Buren County borrowers applied for

By loan purpose

Home purchase 170 52% · 17.7% denied
Refinance 41 13% · 12.2% denied
Cash-out refinance 70 21% · 18.6% denied
Home improvement 17 5% · 23.5% denied
Other / HELOC 30 9% · 13.3% denied

By loan type

Conventional 237 72% · 17.7% denied
FHA 40 12% · 22.5% denied
VA 47 14% · 8.5% denied
USDA / RHS 4 1% · 25.0% denied

Why applications were denied

Credit history 21 38%
Debt-to-income ratio 13 23%
Collateral 10 18%
Incomplete application 4 7%
Insufficient cash 3 5%
Other 3 5%
Unverifiable information 2 4%

Van Buren County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202329015220.3%7.38%$155,000
202432018217.5%7.11%$165,000
202532817217.1%6.75%$165,000

Frequently asked questions

17.1% of applications in Van Buren County were denied in 2025, against 17.1% statewide in Tennessee.

Citizens Tri-County Bank, with 35 applications in 2025 and a denial rate of 2.9%.

The median mortgage application in Van Buren County in 2025 was for $165,000; the median property value on originated loans was $285,000.