Equity Prime Mortgage in Tennessee vs the state
9.1%Denial rate-8.07 pts vs state
15.8%Decision denial rate-5.84 pts vs state
47.9%Origination rate-10.18 pts vs state
6.50%Median rate-0.12 pts vs state
0.26Rate spread (pts)+0.03 pts vs state
$77kMedian applicant income
491Loans originated
93Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 371 | 226 | 2.2% | 6.75% | #116 |
| 2024 | 667 | 434 | 3.9% | 6.63% | #86 |
| 2025 | 1,025 | 491 | 9.1% | 6.50% | #64 |
What Equity Prime Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 121 | 42 | 18 | 14.9% |
| Davidson County | 62 | 18 | 4 | 6.5% |
| Montgomery County | 60 | 31 | 3 | 5.0% |
| Knox County | 45 | 20 | 2 | 4.4% |
| Rutherford County | 44 | 20 | 6 | 13.6% |
| Hardin County | 42 | 39 | 0 | 0.0% |
| Blount County | 29 | 18 | 1 | 3.4% |
| Hamilton County | 28 | 9 | 4 | 14.3% |
| Greene County | 28 | 22 | 3 | 10.7% |
| Sumner County | 25 | 12 | 2 | 8.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 1,025 applications in 2025, of which 491 were originated and 93 denied.
9.1% of all applications, or 15.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Equity Prime Mortgage originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology