Largest lenders in McCormick County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust | B | 34 | 27 | 11.8% | 6.27% |
| 2 | Rocket Mortgage | C | 31 | 20 | 22.6% | 6.63% |
| 3 | Lower | C | 28 | 22 | 3.6% | 6.88% |
| 4 | Vanderbilt Mortgage and Finance | F | 26 | 5 | 61.5% | 9.80% |
| 5 | Truist Bank | C | 18 | 14 | 16.7% | 7.03% |
| 6 | Mortgage Research Center | C | 14 | 8 | 28.6% | 6.56% |
| 7 | AmeriSave Mortgage | D | 10 | 3 | 60.0% | 6.63% |
| 8 | United Shore Financial Services | B | 10 | 3 | 30.0% | 6.00% |
| 9 | 21st Mortgage | F | 9 | 2 | 44.4% | 11.09% |
| 10 | Crosscountry Mortgage | B | 9 | 3 | 0.0% | 6.75% |
| 11 | Pennymac Loan Services | C | 8 | 1 | 37.5% | 8.88% |
| 12 | SRP Federal Credit Union | C | 7 | 3 | 28.6% | 6.50% |
| 13 | Guild Mortgage | A | 7 | 6 | 0.0% | 6.56% |
| 14 | Loandepot.Com | D | 7 | 4 | 0.0% | 6.69% |
| 15 | Navy Federal Credit Union | D | 7 | 5 | 28.6% | 7.50% |
| 16 | Atlantic Bay Mortgage Group | A | 6 | 3 | 0.0% | 7.13% |
| 17 | Movement Mortgage | A | 6 | 5 | 0.0% | 6.63% |
| 18 | SouthState Bank | B | 5 | 4 | 0.0% | 6.55% |
| 19 | Spring Eq | D | 5 | 1 | 20.0% | 10.20% |
| 20 | Newrez | D | 5 | 0 | 20.0% | — |
| 21 | Tammac Holdings | D | 5 | 1 | 80.0% | 12.34% |
| 22 | Broker Solutions | D | 5 | 1 | 0.0% | 6.49% |
| 23 | American Financial Resources | B | 5 | 3 | 0.0% | 5.25% |
What McCormick County borrowers applied for
By loan purpose
By loan type
Why applications were denied
McCormick County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 378 | 202 | 19.8% | 6.99% | $145,000 |
| 2024 | 388 | 208 | 17.8% | 6.75% | $155,000 |
| 2025 | 409 | 229 | 20.3% | 6.69% | $185,000 |
Frequently asked questions
20.3% of applications in McCormick County were denied in 2025, against 18.3% statewide in South Carolina.
First-Citizens Bank & Trust, with 34 applications in 2025 and a denial rate of 11.8%.
The median mortgage application in McCormick County in 2025 was for $185,000; the median property value on originated loans was $415,000.