American Financial Resources in South Carolina vs the state
7.6%Denial rate-10.70 pts vs state
9.7%Decision denial rate-13.77 pts vs state
70.6%Origination rate+13.99 pts vs state
6.38%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.18 pts vs state
$81kMedian applicant income
473Loans originated
51Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 232 | 140 | 11.2% | 6.25% | #145 |
| 2024 | 408 | 269 | 8.3% | 6.63% | #101 |
| 2025 | 670 | 473 | 7.6% | 6.38% | #82 |
What American Financial Resources lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Aiken County | 79 | 63 | 6 | 7.6% |
| Berkeley County | 72 | 54 | 3 | 4.2% |
| Lexington County | 44 | 32 | 2 | 4.5% |
| York County | 44 | 32 | 3 | 6.8% |
| Horry County | 43 | 28 | 6 | 14.0% |
| Greenville County | 31 | 23 | 3 | 9.7% |
| Dorchester County | 31 | 22 | 4 | 12.9% |
| Spartanburg County | 27 | 20 | 2 | 7.4% |
| Charleston County | 25 | 19 | 0 | 0.0% |
| Richland County | 20 | 10 | 2 | 10.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 670 applications in 2025, of which 473 were originated and 51 denied.
7.6% of all applications, or 9.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans American Financial Resources originated in South Carolina in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology