Largest lenders in Hood River County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Consolidated Federal Credit Union | B | 56 | 38 | 25.0% | 4.99% |
| 2 | United Shore Financial Services | B | 53 | 33 | 13.2% | 6.25% |
| 3 | Directors Mortgage | B | 34 | 23 | 0.0% | 6.63% |
| 4 | Rocket Mortgage | C | 32 | 26 | 6.3% | 6.63% |
| 5 | Newrez | D | 25 | 14 | 0.0% | 6.31% |
| 6 | Umpqua Bank | C | 23 | 12 | 26.1% | 7.88% |
| 7 | Union Home Mortgage | B | 23 | 16 | 4.4% | 6.13% |
| 8 | U.S. Bank | D | 21 | 8 | 42.9% | 7.95% |
| 9 | Onpoint Community Credit Union | B | 17 | 13 | 23.5% | 7.50% |
| 10 | Pacific N W Federal Credit Union | – | 15 | 8 | 20.0% | 7.50% |
| 11 | Crosscountry Mortgage | B | 14 | 6 | 7.1% | 6.69% |
| 12 | Guild Mortgage | A | 13 | 7 | 0.0% | 6.59% |
| 13 | Synergy One Lending | C | 13 | 7 | 7.7% | 6.63% |
| 14 | 21st Mortgage | F | 11 | 1 | 36.4% | 9.73% |
| 15 | Kind Lending | C | 11 | 7 | 36.4% | 6.50% |
| 16 | Pennymac Loan Services | C | 10 | 7 | 10.0% | 6.25% |
| 17 | KeyBank | C | 10 | 7 | 20.0% | 6.63% |
| 18 | CMG Mortgage | A | 10 | 7 | 10.0% | 6.88% |
| 19 | Better Mortgage | F | 9 | 2 | 0.0% | 5.56% |
| 20 | Loandepot.Com | D | 9 | 6 | 0.0% | 6.50% |
| 21 | Rivermark Community | D | 9 | 5 | 11.1% | 7.74% |
| 22 | Bank of America | F | 7 | 1 | 14.3% | 5.99% |
| 23 | Temple View Capital Funding | D | 7 | 7 | 0.0% | 11.75% |
| 24 | Fairway Independent Mortgage | B | 7 | 6 | 0.0% | 6.93% |
| 25 | Triad Financial Services | D | 7 | 2 | 42.9% | 8.64% |
Best approval odds in Hood River County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Consolidated Federal Credit Union | 52 | 26.9% |
What Hood River County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Hood River County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 477 | 294 | 16.8% | 7.44% | $265,000 |
| 2024 | 554 | 317 | 16.3% | 7.13% | $300,000 |
| 2025 | 664 | 382 | 15.2% | 6.63% | $345,000 |
Frequently asked questions
15.2% of applications in Hood River County were denied in 2025, against 15.3% statewide in Oregon.
Consolidated Federal Credit Union, with 56 applications in 2025 and a denial rate of 25.0%.
The median mortgage application in Hood River County in 2025 was for $345,000; the median property value on originated loans was $705,000.