Loandepot.Com in Oregon vs the state
15.5%Denial rate+0.16 pts vs state
19.2%Decision denial rate+0.05 pts vs state
63.8%Origination rate+3.17 pts vs state
6.75%Median rate0.00 pts vs state
0.56Rate spread (pts)+0.28 pts vs state
$97kMedian applicant income
1,270Loans originated
308Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,271 | 803 | 16.5% | 6.50% | #23 |
| 2024 | 1,914 | 1,150 | 16.1% | 6.75% | #15 |
| 2025 | 1,991 | 1,270 | 15.5% | 6.75% | #16 |
What Loandepot.Com lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lane County | 279 | 192 | 27 | 9.7% |
| Deschutes County | 254 | 192 | 20 | 7.9% |
| Marion County | 202 | 129 | 33 | 16.3% |
| Multnomah County | 176 | 97 | 29 | 16.5% |
| Linn County | 138 | 98 | 17 | 12.3% |
| Washington County | 133 | 71 | 29 | 21.8% |
| Clackamas County | 124 | 75 | 20 | 16.1% |
| Jackson County | 87 | 49 | 16 | 18.4% |
| Klamath County | 66 | 40 | 16 | 24.2% |
| Douglas County | 57 | 33 | 9 | 15.8% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 1,991 applications in 2025, of which 1,270 were originated and 308 denied.
15.5% of all applications, or 19.2% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Loandepot.Com originated in Oregon in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology