Rivermark Community in Oregon vs the state
17.0%Denial rate+1.71 pts vs state
24.3%Decision denial rate+5.18 pts vs state
51.7%Origination rate-8.96 pts vs state
7.74%Median rate+0.99 pts vs state
0.55Rate spread (pts)+0.27 pts vs state
$123kMedian applicant income
701Loans originated
231Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 913 | 530 | 15.9% | 7.99% | #42 |
| 2024 | 1,681 | 964 | 18.9% | 8.65% | #19 |
| 2025 | 1,357 | 701 | 17.0% | 7.74% | #30 |
What Rivermark Community lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Rivermark Community applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 591 | 301 | 107 | 18.1% |
| Washington County | 248 | 135 | 43 | 17.3% |
| Clackamas County | 246 | 118 | 36 | 14.6% |
| Wasco County | 52 | 26 | 12 | 23.1% |
| Marion County | 52 | 26 | 9 | 17.3% |
| Yamhill County | 35 | 18 | 4 | 11.4% |
| Columbia County | 15 | 11 | 2 | 13.3% |
| Deschutes County | 15 | 13 | 0 | 0.0% |
| Tillamook County | 10 | 3 | 1 | 10.0% |
| Polk County | 10 | 9 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 1,357 applications in 2025, of which 701 were originated and 231 denied.
17.0% of all applications, or 24.3% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Rivermark Community originated in Oregon in 2025 was 7.74%, against a statewide median of 6.75%.
About this data. Figures are Rivermark Community's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology