Crosscountry Mortgage in Oregon vs the state
4.4%Denial rate-10.95 pts vs state
6.2%Decision denial rate-12.92 pts vs state
64.2%Origination rate+3.57 pts vs state
6.63%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.17 pts vs state
$121kMedian applicant income
1,515Loans originated
103Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,605 | 1,026 | 1.3% | 6.88% | #16 |
| 2024 | 1,835 | 1,179 | 1.1% | 6.75% | #16 |
| 2025 | 2,360 | 1,515 | 4.4% | 6.63% | #12 |
What Crosscountry Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 424 | 267 | 10 | 2.4% |
| Jackson County | 269 | 167 | 12 | 4.5% |
| Washington County | 231 | 156 | 10 | 4.3% |
| Deschutes County | 194 | 144 | 9 | 4.6% |
| Clackamas County | 187 | 136 | 9 | 4.8% |
| Lane County | 170 | 121 | 4 | 2.4% |
| Lincoln County | 158 | 89 | 6 | 3.8% |
| Marion County | 126 | 86 | 10 | 7.9% |
| Josephine County | 70 | 36 | 4 | 5.7% |
| Linn County | 59 | 30 | 3 | 5.1% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 2,360 applications in 2025, of which 1,515 were originated and 103 denied.
4.4% of all applications, or 6.2% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Crosscountry Mortgage originated in Oregon in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology