Largest lenders in Greene County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Bank of Greene County | D | 222 | 141 | 23.4% | 7.00% |
| 2 | Homestead Funding | A | 215 | 160 | 5.1% | 6.43% |
| 3 | Rocket Mortgage | C | 95 | 61 | 26.3% | 6.88% |
| 4 | Broadview Federal Credit Union | C | 93 | 55 | 29.0% | 6.25% |
| 5 | Hudson Valley Credit Union | B | 57 | 21 | 29.8% | 6.13% |
| 6 | Citizens Bank | C | 55 | 26 | 36.4% | 8.28% |
| 7 | TrustCo Bank | B | 43 | 30 | 25.6% | 6.31% |
| 8 | JPMorgan Chase Bank | B | 38 | 25 | 10.5% | 6.50% |
| 9 | The National Bank of Coxsackie | – | 37 | 15 | 40.5% | — |
| 10 | KeyBank | C | 32 | 15 | 40.6% | 7.13% |
| 11 | Newrez | D | 31 | 13 | 25.8% | 7.38% |
| 12 | Ulster Savings Bank | B | 27 | 22 | 11.1% | 6.63% |
| 13 | MID-HUDSON VALLEY Federal Credit Union | D | 27 | 18 | 29.6% | 7.25% |
| 14 | Crosscountry Mortgage | B | 25 | 20 | 8.0% | 7.04% |
| 15 | NBT Bank | B | 25 | 15 | 20.0% | 6.00% |
| 16 | Guaranteed Rate | B | 24 | 15 | 8.3% | 6.63% |
| 17 | Sunmark Credit Union | C | 23 | 13 | 13.0% | 7.10% |
| 18 | Bank of America | F | 22 | 7 | 40.9% | 5.50% |
| 19 | TD Bank | D | 22 | 14 | 18.2% | 7.57% |
| 20 | United Shore Financial Services | B | 21 | 14 | 19.1% | 6.50% |
| 21 | Morgan Stanley Private Bank | A | 19 | 9 | 42.1% | 6.10% |
| 22 | Manufacturers and Traders Trust | C | 18 | 8 | 22.2% | 6.44% |
| 23 | Discover Bank | F | 17 | 3 | 58.8% | 9.60% |
| 24 | Citibank | B | 17 | 12 | 17.7% | 6.94% |
| 25 | Loandepot.Com | D | 17 | 12 | 23.5% | 6.63% |
Best approval odds in Greene County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Homestead Funding | 171 | 6.4% |
| 2 | The Bank of Greene County | 199 | 26.1% |
| 3 | Rocket Mortgage | 93 | 26.9% |
| 4 | Broadview Federal Credit Union | 83 | 32.5% |
What Greene County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Greene County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,562 | 892 | 22.5% | 6.74% | $185,000 |
| 2024 | 1,508 | 847 | 22.0% | 6.88% | $200,000 |
| 2025 | 1,713 | 988 | 21.5% | 6.63% | $205,000 |
Frequently asked questions
21.5% of applications in Greene County were denied in 2025, against 19.8% statewide in New York.
The Bank of Greene County, with 222 applications in 2025 and a denial rate of 23.4%.
The median mortgage application in Greene County in 2025 was for $205,000; the median property value on originated loans was $385,000.