The National Bank of Coxsackie in New York vs the state
35.8%Denial rate+16.03 pts vs state
39.8%Decision denial rate+15.76 pts vs state
50.5%Origination rate-9.13 pts vs state
—Median rate
—Rate spread (pts)
$102kMedian applicant income
55Loans originated
39Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 387 | 168 | 40.1% | — | #136 |
| 2024 | 135 | 51 | 45.2% | — | #229 |
| 2025 | 109 | 55 | 35.8% | — | #257 |
What The National Bank of Coxsackie lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most The National Bank of Coxsackie applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 37 | 15 | 15 | 40.5% |
| Albany County | 36 | 19 | 13 | 36.1% |
| Schoharie County | 12 | 4 | 6 | 50.0% |
| Columbia County | 4 | 3 | 1 | 25.0% |
| Montgomery County | 4 | 3 | 1 | 25.0% |
| Fulton County | 4 | 2 | 1 | 25.0% |
| Rensselaer County | 3 | 2 | 0 | 0.0% |
| Saratoga County | 3 | 2 | 1 | 33.3% |
| Ulster County | 2 | 1 | 1 | 50.0% |
| Schenectady County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 109 applications in 2025, of which 55 were originated and 39 denied.
35.8% of all applications, or 39.8% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The National Bank of Coxsackie's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology