The Bank of Greene County in New York vs the state
22.2%Denial rate+2.41 pts vs state
24.3%Decision denial rate+0.23 pts vs state
66.5%Origination rate+6.89 pts vs state
7.00%Median rate+0.38 pts vs state
0.69Rate spread (pts)+0.48 pts vs state
$141kMedian applicant income
351Loans originated
117Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 343 | 222 | 18.7% | 6.54% | #150 |
| 2024 | 344 | 231 | 17.2% | 7.00% | #156 |
| 2025 | 528 | 351 | 22.2% | 7.00% | #133 |
What The Bank of Greene County lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most The Bank of Greene County applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 222 | 141 | 52 | 23.4% |
| Columbia County | 160 | 115 | 27 | 16.9% |
| Albany County | 49 | 38 | 8 | 16.3% |
| Ulster County | 48 | 27 | 16 | 33.3% |
| Dutchess County | 16 | 11 | 4 | 25.0% |
| Rensselaer County | 13 | 10 | 2 | 15.4% |
| Schoharie County | 6 | 1 | 4 | 66.7% |
| Schenectady County | 4 | 2 | 1 | 25.0% |
| Saratoga County | 4 | 2 | 2 | 50.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 528 applications in 2025, of which 351 were originated and 117 denied.
22.2% of all applications, or 24.3% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans The Bank of Greene County originated in New York in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are The Bank of Greene County's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology