Largest lenders in Pike County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Community State Bank of Missouri | B | 56 | 46 | 7.1% | — |
| 2 | HNB National Bank | B | 49 | 43 | 10.2% | 7.00% |
| 3 | Peoples Bank & Trust | B | 34 | 31 | 5.9% | — |
| 4 | Rocket Mortgage | C | 33 | 23 | 18.2% | 6.38% |
| 5 | Flat Branch Mortgage | A | 32 | 25 | 6.3% | 6.50% |
| 6 | Mortgage Research Center | C | 22 | 12 | 22.7% | 6.38% |
| 7 | Guild Mortgage | A | 22 | 13 | 4.6% | 6.69% |
| 8 | AmeriSave Mortgage | D | 13 | 2 | 69.2% | 8.06% |
| 9 | U.S. Bank | D | 12 | 5 | 25.0% | 6.75% |
| 10 | Freedom Mortgage | B | 11 | 4 | 18.2% | 6.19% |
| 11 | American Pacific Mortgage | C | 10 | 5 | 20.0% | 6.63% |
| 12 | Vanderbilt Mortgage and Finance | F | 10 | 1 | 40.0% | 11.75% |
| 13 | First State Bank of St. Charles, Missouri | A | 9 | 9 | 0.0% | 6.50% |
| 14 | Thompson Kane & Company | A | 8 | 5 | 12.5% | 6.25% |
| 15 | Pennymac Loan Services | C | 7 | 4 | 0.0% | 6.00% |
| 16 | United Credit Union | D | 7 | 3 | 42.9% | 6.00% |
| 17 | 21st Mortgage | F | 6 | 0 | 100.0% | — |
| 18 | United Shore Financial Services | B | 6 | 4 | 33.3% | 6.37% |
| 19 | Broker Solutions | D | 6 | 1 | 16.7% | 7.00% |
| 20 | Royal United Mortgage | F | 5 | 4 | 0.0% | 6.81% |
| 21 | The Central Trust Bank | C | 5 | 4 | 20.0% | 6.31% |
| 22 | First Community | F | 5 | 3 | 0.0% | 7.75% |
| 23 | The Bank of Old Monroe | A | 5 | 4 | 0.0% | — |
Best approval odds in Pike County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Community State Bank of Missouri | 50 | 8.0% |
What Pike County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Pike County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 374 | 215 | 21.1% | 6.88% | $115,000 |
| 2024 | 440 | 253 | 19.6% | 6.75% | $125,000 |
| 2025 | 484 | 313 | 16.3% | 6.63% | $135,000 |
Frequently asked questions
16.3% of applications in Pike County were denied in 2025, against 15.1% statewide in Missouri.
Community State Bank of Missouri, with 56 applications in 2025 and a denial rate of 7.1%.
The median mortgage application in Pike County in 2025 was for $135,000; the median property value on originated loans was $205,000.