The Bank of Old Monroe in Missouri vs the state
3.8%Denial rate-11.31 pts vs state
4.2%Decision denial rate-14.50 pts vs state
82.5%Origination rate+19.87 pts vs state
—Median rate
—Rate spread (pts)
$124kMedian applicant income
307Loans originated
14Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 286 | 235 | 4.6% | — | #117 |
| 2024 | 352 | 270 | 5.1% | — | #110 |
| 2025 | 372 | 307 | 3.8% | — | #116 |
What The Bank of Old Monroe lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most The Bank of Old Monroe applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 142 | 121 | 7 | 4.9% |
| St. Charles County | 103 | 83 | 4 | 3.9% |
| St. Louis County | 37 | 33 | 0 | 0.0% |
| Jefferson County | 18 | 13 | 1 | 5.6% |
| Warren County | 18 | 14 | 0 | 0.0% |
| Franklin County | 9 | 9 | 0 | 0.0% |
| Camden County | 6 | 5 | 1 | 16.7% |
| Pike County | 5 | 4 | 0 | 0.0% |
| Boone County | 3 | 2 | 0 | 0.0% |
| Miller County | 3 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 372 applications in 2025, of which 307 were originated and 14 denied.
3.8% of all applications, or 4.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Bank of Old Monroe's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology