Peoples Bank & Trust in Missouri vs the state
11.0%Denial rate-4.08 pts vs state
11.2%Decision denial rate-7.53 pts vs state
74.4%Origination rate+11.69 pts vs state
—Median rate
—Rate spread (pts)
$105kMedian applicant income
142Loans originated
21Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 177 | 137 | 8.5% | — | #172 |
| 2024 | 190 | 152 | 7.9% | — | #173 |
| 2025 | 191 | 142 | 11.0% | — | #189 |
What Peoples Bank & Trust lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Peoples Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 85 | 60 | 11 | 12.9% |
| Pike County | 34 | 31 | 2 | 5.9% |
| St. Charles County | 30 | 26 | 2 | 6.7% |
| Warren County | 9 | 7 | 1 | 11.1% |
| St. Louis County | 8 | 3 | 0 | 0.0% |
| Audrain County | 5 | 3 | 2 | 40.0% |
| Camden County | 4 | 2 | 0 | 0.0% |
| Franklin County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 2 | 2 | 0 | 0.0% |
| Clark County | 2 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 191 applications in 2025, of which 142 were originated and 21 denied.
11.0% of all applications, or 11.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank & Trust's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology