Largest lenders in Peach County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Robins Financial | B | 120 | 71 | 30.0% | 6.13% |
| 2 | Rocket Mortgage | C | 71 | 54 | 16.9% | 6.49% |
| 3 | United Shore Financial Services | B | 59 | 42 | 17.0% | 6.13% |
| 4 | Broker Solutions | D | 57 | 29 | 5.3% | 6.75% |
| 5 | Guild Mortgage | A | 52 | 42 | 5.8% | 6.19% |
| 6 | Mortgage Research Center | C | 48 | 23 | 29.2% | 6.50% |
| 7 | 21st Mortgage | F | 35 | 7 | 48.6% | 10.06% |
| 8 | Loandepot.Com | D | 29 | 22 | 20.7% | 5.75% |
| 9 | Newrez | D | 27 | 9 | 14.8% | 6.25% |
| 10 | Freedom Mortgage | B | 23 | 9 | 4.4% | 5.75% |
| 11 | Pennymac Loan Services | C | 22 | 7 | 13.6% | 6.13% |
| 12 | SunMark Community Bank | B | 22 | 20 | 0.0% | — |
| 13 | Cadence Bank | B | 20 | 12 | 15.0% | 7.36% |
| 14 | Truist Bank | C | 20 | 9 | 35.0% | 7.38% |
| 15 | Navy Federal Credit Union | D | 19 | 9 | 21.1% | 6.75% |
| 16 | Synovus Bank | D | 17 | 10 | 17.7% | 6.94% |
| 17 | New Day Financial | F | 17 | 2 | 41.2% | 6.62% |
| 18 | AmeriSave Mortgage | D | 16 | 5 | 56.3% | 8.88% |
| 19 | Crosscountry Mortgage | B | 15 | 8 | 0.0% | 6.81% |
| 20 | Colony Bank | B | 13 | 9 | 0.0% | 6.13% |
| 21 | Bank of America | F | 12 | 1 | 66.7% | 7.50% |
| 22 | Alcova Mortgage | A | 11 | 7 | 0.0% | 6.99% |
| 23 | Lennar Mortgage | A | 11 | 5 | 45.5% | 5.50% |
| 24 | Carrington Mortgage Services | D | 10 | 3 | 30.0% | 8.13% |
| 25 | Vanderbilt Mortgage and Finance | F | 9 | 1 | 44.4% | 6.38% |
Best approval odds in Peach County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 55 | 18.2% |
| 2 | Rocket Mortgage | 66 | 18.2% |
| 3 | Robins Financial | 118 | 30.5% |
What Peach County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Peach County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,044 | 547 | 23.3% | 6.75% | $175,000 |
| 2024 | 1,202 | 599 | 21.7% | 6.63% | $175,000 |
| 2025 | 1,104 | 589 | 19.7% | 6.49% | $185,000 |
Frequently asked questions
19.7% of applications in Peach County were denied in 2025, against 19.2% statewide in Georgia.
Robins Financial, with 120 applications in 2025 and a denial rate of 30.0%.
The median mortgage application in Peach County in 2025 was for $185,000; the median property value on originated loans was $265,000.