SunMark Community Bank · Georgia · 2025

SunMark Community Bank in Georgia: approval rate, denial rate and rates (2025)

SunMark Community Bank took 147 mortgage applications in Georgia in 2025, ranking #288 of 1,201 lenders active in the state. It originated 89.1% of them and denied 1.4% (1.5% of the applications it decided), against a statewide denial rate of 19.2%.

147Applicationsin GA
1.5%Decision denial ratestate 25.1%
Median ratestate 6.63%
$95,000Median loanstate $235,000
$24MVolume16 counties

SunMark Community Bank in Georgia vs the state

1.4%Denial rate-17.86 pts vs state
1.5%Decision denial rate-23.61 pts vs state
89.1%Origination rate+35.03 pts vs state
Median rate
Rate spread (pts)
$106kMedian applicant income
131Loans originated
2Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231331108.3%#271
202413010311.5%#288
20251471311.4%#288

What SunMark Community Bank lends in Georgia

By loan purpose

Home purchase 38 26% · 2.6% denied
Refinance 86 59% · 0.0% denied
Cash-out refinance 16 11% · 0.0% denied
Home improvement 5 3% · 20.0% denied
Other / HELOC 2 1% · 0.0% denied

By loan type

Conventional 147 100% · 1.4% denied

Where in Georgia

Counties with the most SunMark Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Houston County 77701 1.3%
Peach County 22200 0.0%
Pulaski County 18151 5.6%
Bibb County 990 0.0%
Putnam County 430 0.0%
Taylor County 320 0.0%
Greene County 330 0.0%
Jones County 210 0.0%
Bleckley County 210 0.0%
Laurens County 110 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 147 applications in 2025, of which 131 were originated and 2 denied.

1.4% of all applications, or 1.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are SunMark Community Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology