Largest lenders in Bibb County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Robins Financial | B | 420 | 254 | 29.8% | 6.25% |
| 2 | Rocket Mortgage | C | 381 | 242 | 20.2% | 6.63% |
| 3 | United Shore Financial Services | B | 243 | 163 | 14.8% | 6.63% |
| 4 | Kiavi Funding | D | 217 | 115 | 3.2% | 7.50% |
| 5 | Broker Solutions | D | 201 | 98 | 6.0% | 6.62% |
| 6 | Mortgage Research Center | C | 150 | 68 | 22.0% | 6.56% |
| 7 | Truist Bank | C | 127 | 47 | 47.2% | 6.83% |
| 8 | Guild Mortgage | A | 127 | 94 | 4.7% | 6.38% |
| 9 | Inspire Home Loans | B | 119 | 77 | 12.6% | 4.88% |
| 10 | Bank of America | F | 106 | 32 | 43.4% | 6.49% |
| 11 | Cadence Bank | B | 95 | 62 | 19.0% | 7.25% |
| 12 | Pennymac Loan Services | C | 94 | 49 | 10.6% | 6.49% |
| 13 | Emm Loans | B | 91 | 86 | 1.1% | 6.63% |
| 14 | AmeriSave Mortgage | D | 87 | 14 | 72.4% | 7.75% |
| 15 | Navy Federal Credit Union | D | 85 | 31 | 24.7% | 7.13% |
| 16 | Newrez | D | 81 | 23 | 14.8% | 6.50% |
| 17 | Bpl Mortgage Trust | D | 78 | 57 | 9.0% | 7.75% |
| 18 | Freedom Mortgage | B | 73 | 30 | 9.6% | 6.25% |
| 19 | Loandepot.Com | D | 72 | 36 | 27.8% | 7.13% |
| 20 | New Day Financial | F | 68 | 11 | 22.1% | 6.99% |
| 21 | Renasant Bank | B | 67 | 47 | 14.9% | 7.00% |
| 22 | Crosscountry Mortgage | B | 66 | 34 | 6.1% | 6.58% |
| 23 | Loan Funder | F | 58 | 26 | 6.9% | 7.55% |
| 24 | Colony Bank | B | 52 | 34 | 5.8% | 6.50% |
| 25 | Synovus Bank | D | 51 | 31 | 15.7% | 6.50% |
Best approval odds in Bibb County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Emm Loans | 89 | 1.1% |
| 2 | Kiavi Funding | 125 | 5.6% |
| 3 | Guild Mortgage | 107 | 5.6% |
| 4 | Bpl Mortgage Trust | 75 | 9.3% |
| 5 | Broker Solutions | 111 | 10.8% |
| 6 | Inspire Home Loans | 96 | 15.6% |
| 7 | Pennymac Loan Services | 60 | 16.7% |
| 8 | Renasant Bank | 58 | 17.2% |
| 9 | United Shore Financial Services | 201 | 17.9% |
| 10 | Cadence Bank | 83 | 21.7% |
What Bibb County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bibb County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 4,258 | 2,168 | 22.9% | 6.88% | $135,000 |
| 2024 | 4,844 | 2,610 | 21.2% | 6.88% | $145,000 |
| 2025 | 5,409 | 2,889 | 19.3% | 6.75% | $145,000 |
Frequently asked questions
19.3% of applications in Bibb County were denied in 2025, against 19.2% statewide in Georgia.
Robins Financial, with 420 applications in 2025 and a denial rate of 29.8%.
The median mortgage application in Bibb County in 2025 was for $145,000; the median property value on originated loans was $235,000.