Bpl Mortgage Trust in Georgia vs the state
16.9%Denial rate-2.28 pts vs state
18.2%Decision denial rate-6.91 pts vs state
65.6%Origination rate+11.50 pts vs state
7.38%Median rate+0.75 pts vs state
—Rate spread (pts)
—Median applicant income
244Loans originated
63Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 51 | 4.5% | 8.50% | #293 |
| 2024 | 207 | 138 | 10.6% | 7.63% | #229 |
| 2025 | 372 | 244 | 16.9% | 7.38% | #178 |
What Bpl Mortgage Trust lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bibb County | 78 | 57 | 7 | 9.0% |
| Fulton County | 60 | 27 | 17 | 28.3% |
| DeKalb County | 40 | 23 | 7 | 17.5% |
| Lowndes County | 23 | 15 | 8 | 34.8% |
| Muscogee County | 18 | 17 | 1 | 5.6% |
| Richmond County | 15 | 15 | 0 | 0.0% |
| Dougherty County | 14 | 12 | 1 | 7.1% |
| Chatham County | 12 | 10 | 0 | 0.0% |
| Gwinnett County | 11 | 9 | 0 | 0.0% |
| Cobb County | 9 | 7 | 1 | 11.1% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 372 applications in 2025, of which 244 were originated and 63 denied.
16.9% of all applications, or 18.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Bpl Mortgage Trust originated in Georgia in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology