Loan Funder in Georgia vs the state
15.9%Denial rate-3.35 pts vs state
30.5%Decision denial rate+5.41 pts vs state
36.2%Origination rate-17.90 pts vs state
9.25%Median rate+2.63 pts vs state
—Rate spread (pts)
—Median applicant income
317Loans originated
139Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 424 | 174 | 5.7% | 10.70% | #141 |
| 2024 | 1,147 | 370 | 12.7% | 10.25% | #81 |
| 2025 | 876 | 317 | 15.9% | 9.25% | #105 |
What Loan Funder lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 228 | 60 | 41 | 18.0% |
| DeKalb County | 100 | 38 | 18 | 18.0% |
| Bibb County | 58 | 26 | 4 | 6.9% |
| Cobb County | 42 | 11 | 7 | 16.7% |
| Clayton County | 37 | 22 | 6 | 16.2% |
| Gwinnett County | 37 | 12 | 5 | 13.5% |
| Richmond County | 31 | 9 | 8 | 25.8% |
| Chatham County | 29 | 14 | 5 | 17.2% |
| Muscogee County | 25 | 11 | 0 | 0.0% |
| Walton County | 22 | 5 | 3 | 13.6% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 876 applications in 2025, of which 317 were originated and 139 denied.
15.9% of all applications, or 30.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Loan Funder originated in Georgia in 2025 was 9.25%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology