Bleckley County, Georgia · 2025

Mortgage lenders in Bleckley County, GA: denial rates and top lenders (2025)

95 lenders acted on 370 mortgage applications for properties in Bleckley County in 2025. 21.4% were denied (Georgia: 19.2%). Median rate on closed loans 6.40%; median loan $145,000; median property value $235,000.

370Applications
21.4%Denial ratestate 19.2%
6.40%Median ratestate 6.63%
$145,000Median loan
$235,000Median property value

Largest lenders in Bleckley County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 3224 15.6%6.50%
2 Robins Financial B 3117 32.3%6.00%
3 21st Mortgage F 245 58.3%10.21%
4 Broker Solutions D 209 15.0%6.13%
5 Guild Mortgage A 2016 0.0%6.06%
6 Vanderbilt Mortgage and Finance F 202 30.0%10.13%
7 BankSouth A 1212 0.0%
8 Freedom Mortgage B 106 0.0%6.19%
9 United Shore Financial Services B 107 0.0%6.32%
10 Mortgage Research Center C 104 20.0%6.63%
11 Renasant Bank B 1010 0.0%6.13%
12 Pennymac Loan Services C 82 0.0%6.00%
13 Crosscountry Mortgage B 62 0.0%6.01%
14 Triad Financial Services D 61 50.0%10.00%
15 Cadence Bank B 51 60.0%6.38%
16 AmeriSave Mortgage D 51 60.0%6.88%
17 First Colony Mortgage A 52 0.0%5.63%
18 Navy Federal Credit Union D 53 20.0%7.95%
19 Great Oaks Bank 52 60.0%

What Bleckley County borrowers applied for

By loan purpose

Home purchase 197 53% · 18.3% denied
Refinance 71 19% · 9.9% denied
Cash-out refinance 60 16% · 36.7% denied
Home improvement 22 6% · 18.2% denied
Other / HELOC 20 5% · 50.0% denied

By loan type

Conventional 231 62% · 24.2% denied
FHA 68 18% · 20.6% denied
VA 61 16% · 13.1% denied
USDA / RHS 10 3% · 10.0% denied

Why applications were denied

Credit history 27 36%
Debt-to-income ratio 15 20%
Collateral 12 16%
Incomplete application 9 12%
Other 7 9%
Unverifiable information 3 4%
Insufficient cash 1 1%

Bleckley County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202326313225.5%6.63%$125,000
202434317721.3%6.75%$135,000
202537018921.4%6.40%$145,000

Frequently asked questions

21.4% of applications in Bleckley County were denied in 2025, against 19.2% statewide in Georgia.

Rocket Mortgage, with 32 applications in 2025 and a denial rate of 15.6%.

The median mortgage application in Bleckley County in 2025 was for $145,000; the median property value on originated loans was $235,000.