Great Oaks Bank in Georgia vs the state
14.7%Denial rate-4.48 pts vs state
18.2%Decision denial rate-6.89 pts vs state
66.3%Origination rate+12.23 pts vs state
—Median rate
—Rate spread (pts)
$72kMedian applicant income
63Loans originated
14Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 83 | 64 | 15.7% | — | #353 |
| 2024 | 98 | 72 | 7.1% | — | #333 |
| 2025 | 95 | 63 | 14.7% | — | #347 |
What Great Oaks Bank lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most Great Oaks Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dodge County | 43 | 33 | 5 | 11.6% |
| Bryan County | 11 | 8 | 0 | 0.0% |
| Telfair County | 8 | 4 | 2 | 25.0% |
| Chatham County | 8 | 3 | 2 | 25.0% |
| Bleckley County | 5 | 2 | 3 | 60.0% |
| Liberty County | 5 | 5 | 0 | 0.0% |
| Laurens County | 3 | 2 | 1 | 33.3% |
| Glynn County | 2 | 2 | 0 | 0.0% |
| Wheeler County | 2 | 1 | 1 | 50.0% |
| Peach County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 95 applications in 2025, of which 63 were originated and 14 denied.
14.7% of all applications, or 18.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Great Oaks Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology