Largest lenders in Dodge County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 55 | 7 | 52.7% | 10.09% |
| 2 | Vanderbilt Mortgage and Finance | F | 46 | 3 | 60.9% | 9.25% |
| 3 | Great Oaks Bank | – | 43 | 33 | 11.6% | — |
| 4 | Rocket Mortgage | C | 24 | 14 | 20.8% | 6.25% |
| 5 | Triad Financial Services | D | 19 | 3 | 42.1% | 8.88% |
| 6 | Georgia'S Own | F | 18 | 7 | 11.1% | 8.25% |
| 7 | Broker Solutions | D | 15 | 8 | 13.3% | 6.88% |
| 8 | Magnolia State Bank | – | 15 | 14 | 6.7% | — |
| 9 | Robins Financial | B | 14 | 7 | 42.9% | 6.00% |
| 10 | Mortgage Research Center | C | 13 | 8 | 30.8% | 6.63% |
| 11 | Alcova Mortgage | A | 11 | 9 | 0.0% | 6.50% |
| 12 | United Shore Financial Services | B | 11 | 8 | 18.2% | 5.87% |
| 13 | Freedom Mortgage | B | 9 | 4 | 0.0% | 6.63% |
| 14 | Carrington Mortgage Services | D | 8 | 2 | 62.5% | 8.88% |
| 15 | Guild Mortgage | A | 8 | 6 | 0.0% | 6.75% |
| 16 | Pennymac Loan Services | C | 7 | 4 | 14.3% | 5.87% |
| 17 | New Day Financial | F | 7 | 2 | 14.3% | 6.74% |
| 18 | Renasant Bank | B | 7 | 6 | 0.0% | 5.81% |
| 19 | Nationstar Mortgage | C | 6 | 4 | 0.0% | 6.87% |
| 20 | Loandepot.Com | D | 6 | 5 | 16.7% | 6.25% |
| 21 | Kiavi Funding | D | 6 | 2 | 16.7% | 12.49% |
| 22 | Colony Bank | B | 6 | 5 | 0.0% | 6.63% |
| 23 | FirstBank | C | 5 | 0 | 80.0% | — |
| 24 | Equity Prime Mortgage | D | 5 | 2 | 0.0% | 6.13% |
| 25 | Five Star Credit Union | D | 5 | 0 | 80.0% | — |
What Dodge County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dodge County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 408 | 178 | 31.1% | 6.99% | $115,000 |
| 2024 | 455 | 192 | 32.1% | 6.75% | $135,000 |
| 2025 | 472 | 212 | 28.4% | 6.63% | $135,000 |
Frequently asked questions
28.4% of applications in Dodge County were denied in 2025, against 19.2% statewide in Georgia.
21st Mortgage, with 55 applications in 2025 and a denial rate of 52.7%.
The median mortgage application in Dodge County in 2025 was for $135,000; the median property value on originated loans was $225,000.