Five Star Credit Union in Georgia vs the state
19.6%Denial rate+0.35 pts vs state
22.6%Decision denial rate-2.48 pts vs state
54.0%Origination rate-0.10 pts vs state
—Median rate
—Rate spread (pts)
$80kMedian applicant income
149Loans originated
54Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 65 | 42.8% | 7.21% | #274 |
| 2024 | 173 | 83 | 31.2% | — | #250 |
| 2025 | 276 | 149 | 19.6% | — | #208 |
What Five Star Credit Union lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most Five Star Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wilcox County | 21 | 11 | 2 | 9.5% |
| Decatur County | 20 | 9 | 5 | 25.0% |
| Grady County | 20 | 7 | 8 | 40.0% |
| Irwin County | 19 | 15 | 0 | 0.0% |
| Early County | 17 | 13 | 1 | 5.9% |
| Glynn County | 16 | 11 | 4 | 25.0% |
| Bibb County | 15 | 12 | 1 | 6.7% |
| Mitchell County | 14 | 2 | 5 | 35.7% |
| Ben Hill County | 10 | 9 | 0 | 0.0% |
| Seminole County | 9 | 1 | 4 | 44.4% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 276 applications in 2025, of which 149 were originated and 54 denied.
19.6% of all applications, or 22.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Five Star Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology