Largest lenders in Ben Hill County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 36 | 2 | 66.7% | 10.33% |
| 2 | Rocket Mortgage | C | 33 | 26 | 9.1% | 6.50% |
| 3 | Colony Bank | B | 22 | 18 | 9.1% | 7.99% |
| 4 | American Financial Network | C | 17 | 15 | 11.8% | 6.13% |
| 5 | Vanderbilt Mortgage and Finance | F | 15 | 2 | 73.3% | 10.00% |
| 6 | Canopy Mortgage | B | 13 | 11 | 7.7% | 6.25% |
| 7 | United Shore Financial Services | B | 11 | 6 | 18.2% | 6.19% |
| 8 | Mortgage Research Center | C | 11 | 2 | 36.4% | 6.69% |
| 9 | New Day Financial | F | 10 | 0 | 10.0% | — |
| 10 | Five Star Credit Union | D | 10 | 9 | 0.0% | — |
| 11 | Broker Solutions | D | 10 | 1 | 20.0% | 7.00% |
| 12 | AmeriSave Mortgage | D | 9 | 3 | 55.6% | 7.50% |
| 13 | Triad Financial Services | D | 9 | 1 | 88.9% | 8.63% |
| 14 | Pineland Bank | A | 7 | 4 | 0.0% | — |
| 15 | Pennymac Loan Services | C | 6 | 2 | 16.7% | 6.18% |
| 16 | Synovus Bank | D | 6 | 2 | 0.0% | 6.38% |
| 17 | Loandepot.Com | D | 6 | 3 | 50.0% | 6.99% |
| 18 | Navy Federal Credit Union | D | 6 | 0 | 50.0% | — |
| 19 | Ameris Bank | B | 5 | 2 | 20.0% | 6.56% |
| 20 | BoxCar Mortgage | A | 5 | 4 | 0.0% | 6.43% |
| 21 | Lakeview Loan Servicing | C | 5 | 0 | 80.0% | — |
| 22 | Freedom Mortgage | B | 5 | 0 | 20.0% | — |
| 23 | Newrez | D | 5 | 2 | 0.0% | 6.25% |
What Ben Hill County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Ben Hill County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 304 | 154 | 25.3% | 6.88% | $115,000 |
| 2024 | 293 | 130 | 28.0% | 6.75% | $125,000 |
| 2025 | 381 | 172 | 26.8% | 6.50% | $125,000 |
Frequently asked questions
26.8% of applications in Ben Hill County were denied in 2025, against 19.2% statewide in Georgia.
21st Mortgage, with 36 applications in 2025 and a denial rate of 66.7%.
The median mortgage application in Ben Hill County in 2025 was for $125,000; the median property value on originated loans was $185,000.