American Financial Network in Georgia vs the state
17.2%Denial rate-1.99 pts vs state
25.0%Decision denial rate-0.07 pts vs state
51.2%Origination rate-2.87 pts vs state
6.75%Median rate+0.13 pts vs state
0.62Rate spread (pts)+0.35 pts vs state
$91kMedian applicant income
565Loans originated
190Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,250 | 590 | 13.2% | 7.06% | #68 |
| 2024 | 1,017 | 528 | 12.8% | 6.88% | #85 |
| 2025 | 1,103 | 565 | 17.2% | 6.75% | #86 |
What American Financial Network lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeKalb County | 133 | 75 | 14 | 10.5% |
| Fulton County | 113 | 51 | 16 | 14.2% |
| Gwinnett County | 74 | 34 | 10 | 13.5% |
| Clayton County | 62 | 31 | 18 | 29.0% |
| Cobb County | 61 | 31 | 10 | 16.4% |
| Henry County | 52 | 26 | 13 | 25.0% |
| Chatham County | 41 | 21 | 6 | 14.6% |
| Douglas County | 31 | 11 | 12 | 38.7% |
| Newton County | 28 | 10 | 8 | 28.6% |
| Rockdale County | 25 | 8 | 8 | 32.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,103 applications in 2025, of which 565 were originated and 190 denied.
17.2% of all applications, or 25.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans American Financial Network originated in Georgia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology