Pineland Bank · Georgia · 2025

Pineland Bank in Georgia: approval rate, denial rate and rates (2025)

Pineland Bank took 123 mortgage applications in Georgia in 2025, ranking #309 of 1,201 lenders active in the state. It originated 82.9% of them and denied 4.1% (4.4% of the applications it decided), against a statewide denial rate of 19.2%.

123Applicationsin GA
4.4%Decision denial ratestate 25.1%
Median ratestate 6.63%
$95,000Median loanstate $235,000
$16MVolume18 counties

Pineland Bank in Georgia vs the state

4.1%Denial rate-15.15 pts vs state
4.4%Decision denial rate-20.68 pts vs state
82.9%Origination rate+28.84 pts vs state
Median rate
Rate spread (pts)
$91kMedian applicant income
102Loans originated
5Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
202393816.5%#329
2024122999.8%#299
20251231024.1%#309

What Pineland Bank lends in Georgia

By loan purpose

Home purchase 62 50% · 1.6% denied
Refinance 50 41% · 4.0% denied
Home improvement 9 7% · 0.0% denied
Other / HELOC 2 2% · 100.0% denied

By loan type

Conventional 123 100% · 4.1% denied

Where in Georgia

Counties with the most Pineland Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Coffee County 29242 6.9%
Appling County 23200 0.0%
Candler County 16131 6.3%
Camden County 14112 14.3%
Bacon County 11100 0.0%
Ben Hill County 740 0.0%
Bulloch County 440 0.0%
Jeff Davis County 430 0.0%
Ware County 320 0.0%
Tattnall County 330 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 123 applications in 2025, of which 102 were originated and 5 denied.

4.1% of all applications, or 4.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Pineland Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology