Largest lenders in Appling County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 141 | 31 | 45.4% | 9.95% |
| 2 | Rocket Mortgage | C | 30 | 21 | 26.7% | 6.50% |
| 3 | Interstate Credit Union | F | 25 | 14 | 24.0% | 7.63% |
| 4 | Pineland Bank | A | 23 | 20 | 0.0% | — |
| 5 | Towne Mortgage | B | 20 | 14 | 5.0% | 6.63% |
| 6 | FirstBank | C | 18 | 1 | 66.7% | 9.16% |
| 7 | Vanderbilt Mortgage and Finance | F | 15 | 3 | 33.3% | 10.25% |
| 8 | United Shore Financial Services | B | 13 | 10 | 15.4% | 6.00% |
| 9 | Truist Bank | C | 11 | 7 | 36.4% | 7.09% |
| 10 | Renasant Bank | B | 11 | 10 | 9.1% | 7.13% |
| 11 | Mortgage Research Center | C | 10 | 6 | 10.0% | 6.38% |
| 12 | Atlanta Postal | F | 8 | 0 | 75.0% | — |
| 13 | AmeriSave Mortgage | D | 7 | 3 | 57.1% | 7.25% |
| 14 | Crosscountry Mortgage | B | 7 | 4 | 0.0% | 7.50% |
| 15 | Broker Solutions | D | 7 | 3 | 0.0% | 6.75% |
| 16 | Pennymac Loan Services | C | 6 | 4 | 16.7% | 6.73% |
| 17 | Cardinal Financial Company, Limited Partnership | B | 6 | 6 | 0.0% | 7.12% |
| 18 | Loandepot.Com | D | 6 | 1 | 66.7% | 5.88% |
| 19 | Navy Federal Credit Union | D | 6 | 4 | 16.7% | 9.10% |
Best approval odds in Appling County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 98 | 65.3% |
What Appling County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Appling County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 471 | 174 | 34.0% | 7.13% | $135,000 |
| 2024 | 448 | 190 | 29.0% | 6.99% | $145,000 |
| 2025 | 506 | 230 | 29.8% | 6.99% | $145,000 |
Frequently asked questions
29.8% of applications in Appling County were denied in 2025, against 19.2% statewide in Georgia.
21st Mortgage, with 141 applications in 2025 and a denial rate of 45.4%.
The median mortgage application in Appling County in 2025 was for $145,000; the median property value on originated loans was $210,000.