Pulaski County, Georgia · 2025

Mortgage lenders in Pulaski County, GA: denial rates and top lenders (2025)

86 lenders acted on 383 mortgage applications for properties in Pulaski County in 2025. 24.3% were denied (Georgia: 19.2%). Median rate on closed loans 6.38%; median loan $155,000; median property value $225,000.

383Applications
24.3%Denial ratestate 19.2%
6.38%Median ratestate 6.63%
$155,000Median loan
$225,000Median property value

Largest lenders in Pulaski County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 3421 29.4%6.88%
2 21st Mortgage F 274 44.4%9.46%
3 Robins Financial B 2212 40.9%6.00%
4 Guild Mortgage A 1816 0.0%6.38%
5 SunMark Community Bank B 1815 5.6%
6 First Colony Mortgage A 165 0.0%6.00%
7 Vanderbilt Mortgage and Finance F 161 50.0%11.75%
8 United Shore Financial Services B 1413 7.1%6.37%
9 Broker Solutions D 139 0.0%7.13%
10 Mortgage Research Center C 137 7.7%6.88%
11 Planters First Bank 119 18.2%
12 Synovus Bank D 97 0.0%6.00%
13 Navy Federal Credit Union D 83 12.5%6.00%
14 Renasant Bank B 87 12.5%6.13%
15 Pennymac Loan Services C 72 14.3%6.00%
16 AmeriSave Mortgage D 50 100.0%
17 Lendsure Mortgage B 50 0.0%
18 New Day Financial F 51 20.0%6.49%
19 Newrez D 52 20.0%6.37%
20 Triad Financial Services D 50 80.0%

What Pulaski County borrowers applied for

By loan purpose

Home purchase 219 57% · 18.3% denied
Refinance 70 18% · 18.6% denied
Cash-out refinance 48 13% · 33.3% denied
Home improvement 24 6% · 45.8% denied
Other / HELOC 22 6% · 59.1% denied

By loan type

Conventional 245 64% · 28.2% denied
FHA 79 21% · 21.5% denied
VA 49 13% · 12.2% denied
USDA / RHS 10 3% · 10.0% denied

Why applications were denied

Debt-to-income ratio 26 29%
Credit history 25 28%
Collateral 21 23%
Incomplete application 9 10%
Other 6 7%
Unverifiable information 2 2%
Insufficient cash 1 1%

Pulaski County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202325513418.8%6.81%$155,000
202430816324.7%6.75%$155,000
202538319024.3%6.38%$155,000

Frequently asked questions

24.3% of applications in Pulaski County were denied in 2025, against 19.2% statewide in Georgia.

Rocket Mortgage, with 34 applications in 2025 and a denial rate of 29.4%.

The median mortgage application in Pulaski County in 2025 was for $155,000; the median property value on originated loans was $225,000.