Lendsure Mortgage in Georgia vs the state
2.8%Denial rate-16.44 pts vs state
3.8%Decision denial rate-21.27 pts vs state
59.7%Origination rate+5.63 pts vs state
7.50%Median rate+0.88 pts vs state
1.26Rate spread (pts)+0.99 pts vs state
$180kMedian applicant income
129Loans originated
6Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 26 | 1.7% | 8.81% | #398 |
| 2024 | 84 | 61 | 1.2% | 8.00% | #361 |
| 2025 | 216 | 129 | 2.8% | 7.50% | #237 |
What Lendsure Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 40 | 24 | 1 | 2.5% |
| Chatham County | 28 | 19 | 0 | 0.0% |
| DeKalb County | 15 | 8 | 0 | 0.0% |
| Gwinnett County | 14 | 8 | 0 | 0.0% |
| Cobb County | 12 | 7 | 1 | 8.3% |
| Bibb County | 7 | 7 | 0 | 0.0% |
| Cherokee County | 7 | 4 | 0 | 0.0% |
| Glynn County | 6 | 1 | 2 | 33.3% |
| Forsyth County | 6 | 4 | 0 | 0.0% |
| Rockdale County | 5 | 5 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 216 applications in 2025, of which 129 were originated and 6 denied.
2.8% of all applications, or 3.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Lendsure Mortgage originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology