Lennar Mortgage in Georgia vs the state
12.7%Denial rate-6.50 pts vs state
14.9%Decision denial rate-10.22 pts vs state
72.6%Origination rate+18.51 pts vs state
5.38%Median rate-1.25 pts vs state
-0.68Rate spread (pts)-0.95 pts vs state
$124kMedian applicant income
816Loans originated
143Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 909 | 687 | 11.0% | 5.50% | #86 |
| 2024 | 1,111 | 864 | 10.1% | 5.38% | #83 |
| 2025 | 1,124 | 816 | 12.7% | 5.38% | #83 |
What Lennar Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Lennar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chatham County | 266 | 167 | 30 | 11.3% |
| Cherokee County | 104 | 86 | 3 | 2.9% |
| Henry County | 95 | 78 | 4 | 4.2% |
| Houston County | 85 | 58 | 20 | 23.5% |
| Douglas County | 80 | 49 | 18 | 22.5% |
| Gwinnett County | 76 | 55 | 10 | 13.2% |
| Coweta County | 75 | 60 | 7 | 9.3% |
| Barrow County | 74 | 59 | 13 | 17.6% |
| Jackson County | 47 | 41 | 1 | 2.1% |
| Oconee County | 43 | 37 | 4 | 9.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,124 applications in 2025, of which 816 were originated and 143 denied.
12.7% of all applications, or 14.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Lennar Mortgage originated in Georgia in 2025 was 5.38%, against a statewide median of 6.63%.
About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology