Jasper County, Georgia · 2025

Mortgage lenders in Jasper County, GA: denial rates and top lenders (2025)

151 lenders acted on 870 mortgage applications for properties in Jasper County in 2025. 16.1% were denied (Georgia: 19.2%). Median rate on closed loans 6.63%; median loan $235,000; median property value $375,000.

870Applications
16.1%Denial ratestate 19.2%
6.63%Median ratestate 6.63%
$235,000Median loan
$375,000Median property value

Largest lenders in Jasper County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 5544 9.1%6.63%
2 Crosscountry Mortgage B 4336 0.0%6.63%
3 United Shore Financial Services B 3930 15.4%6.25%
4 Bank of Monticello 3633 5.6%
5 Fairway Independent Mortgage B 3123 3.2%6.75%
6 United Bank C 3017 16.7%6.88%
7 Broker Solutions D 2715 14.8%6.75%
8 Navy Federal Credit Union D 234 21.7%8.70%
9 Ameris Bank B 2213 31.8%6.93%
10 Freedom Mortgage B 2110 23.8%6.25%
11 Pennymac Loan Services C 198 10.5%6.56%
12 Truist Bank C 188 38.9%6.54%
13 Newrez D 184 16.7%6.81%
14 Guild Mortgage A 1713 11.8%6.12%
15 Regions Bank C 166 43.8%6.44%
16 21st Mortgage F 153 46.7%10.62%
17 NFM A 1411 0.0%6.75%
18 Homeowners Financial Group USA B 1211 0.0%6.75%
19 Primelending, a Plainscapital A 1210 0.0%5.94%
20 Delta Community Credit Union C 117 27.3%6.50%
21 Magnolia Bank C 118 9.1%6.63%
22 Coastal Community Bank C 111 0.0%9.74%
23 AmeriSave Mortgage D 102 70.0%11.06%
24 Everett Financial C 108 0.0%6.50%
25 Capital City Home Loans C 1010 0.0%7.56%

Best approval odds in Jasper County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Rocket Mortgage5010.0%

What Jasper County borrowers applied for

By loan purpose

Home purchase 373 43% · 7.0% denied
Refinance 163 19% · 12.9% denied
Cash-out refinance 167 19% · 22.8% denied
Home improvement 75 9% · 30.7% denied
Other / HELOC 92 11% · 34.8% denied

By loan type

Conventional 581 67% · 17.0% denied
FHA 206 24% · 14.6% denied
VA 72 8% · 15.3% denied
USDA / RHS 11 1% · 0.0% denied

Why applications were denied

Credit history 39 29%
Debt-to-income ratio 36 26%
Collateral 24 18%
Incomplete application 17 13%
Other 14 10%
Unverifiable information 4 3%
Insufficient cash 2 1%

Jasper County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202382449717.2%6.88%$205,000
202480546317.1%6.74%$235,000
202587053316.1%6.63%$235,000

Frequently asked questions

16.1% of applications in Jasper County were denied in 2025, against 19.2% statewide in Georgia.

Rocket Mortgage, with 55 applications in 2025 and a denial rate of 9.1%.

The median mortgage application in Jasper County in 2025 was for $235,000; the median property value on originated loans was $375,000.