Primelending, a Plainscapital in Georgia vs the state
9.5%Denial rate-9.68 pts vs state
11.5%Decision denial rate-13.61 pts vs state
65.5%Origination rate+11.37 pts vs state
6.49%Median rate-0.13 pts vs state
0.17Rate spread (pts)-0.10 pts vs state
$90kMedian applicant income
453Loans originated
66Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 828 | 555 | 7.5% | 6.81% | #91 |
| 2024 | 745 | 498 | 9.0% | 6.75% | #106 |
| 2025 | 692 | 453 | 9.5% | 6.49% | #122 |
What Primelending, a Plainscapital lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Whitfield County | 109 | 69 | 15 | 13.8% |
| Fulton County | 54 | 32 | 5 | 9.3% |
| Cobb County | 43 | 21 | 4 | 9.3% |
| DeKalb County | 38 | 29 | 3 | 7.9% |
| Cherokee County | 33 | 22 | 0 | 0.0% |
| Gwinnett County | 27 | 14 | 7 | 25.9% |
| Houston County | 27 | 20 | 1 | 3.7% |
| Catoosa County | 26 | 14 | 3 | 11.5% |
| Muscogee County | 25 | 15 | 4 | 16.0% |
| Walker County | 21 | 17 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 692 applications in 2025, of which 453 were originated and 66 denied.
9.5% of all applications, or 11.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Primelending, a Plainscapital originated in Georgia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology