Zillow Home Loans · Louisiana · 2025

Zillow Home Loans in Louisiana: approval rate, denial rate and rates (2025)

Zillow Home Loans took 111 mortgage applications in Louisiana in 2025, ranking #170 of 721 lenders active in the state. It originated 56.8% of them and denied 9.9% (14.1% of the applications it decided), against a statewide denial rate of 22.2%.

111Applicationsin LA
14.1%Decision denial ratestate 28.2%
6.63%Median ratestate 6.63%
$165,000Median loanstate $165,000
$13MVolume34 counties

Zillow Home Loans in Louisiana vs the state

9.9%Denial rate-12.26 pts vs state
14.1%Decision denial rate-14.05 pts vs state
56.8%Origination rate+4.79 pts vs state
6.63%Median rate0.00 pts vs state
0.65Rate spread (pts)+0.29 pts vs state
$69kMedian applicant income
63Loans originated
11Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202362398.1%6.63%#217
202476515.3%6.63%#190
2025111639.9%6.63%#170

What Zillow Home Loans lends in Louisiana

By loan purpose

Home purchase 111 100% · 9.9% denied

By loan type

Conventional 73 66% · 4.1% denied
FHA 37 33% · 18.9% denied
VA 1 1% · 100.0% denied

Why it denied Louisiana applicants

Debt-to-income ratio 5 45%
Other 3 27%
Credit history 2 18%
Collateral 1 9%

Where in Louisiana

Counties with the most Zillow Home Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 1170 0.0%
Calcasieu Parish 962 22.2%
Orleans Parish 951 11.1%
Lafayette Parish 861 12.5%
Jefferson Parish 750 0.0%
St. Tammany Parish 741 14.3%
Bossier Parish 622 33.3%
Caddo Parish 600 0.0%
Ouachita Parish 540 0.0%
Jefferson Davis Parish 420 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 111 applications in 2025, of which 63 were originated and 11 denied.

9.9% of all applications, or 14.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Zillow Home Loans originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Zillow Home Loans's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology