Workers Federal Credit Union in New Hampshire vs the state
8.0%Denial rate-8.54 pts vs state
10.3%Decision denial rate-10.01 pts vs state
68.2%Origination rate+6.50 pts vs state
6.38%Median rate-0.45 pts vs state
-0.17Rate spread (pts)-0.41 pts vs state
$151kMedian applicant income
103Loans originated
12Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 38 | 22.4% | 7.69% | #93 |
| 2024 | 109 | 77 | 15.6% | 6.75% | #73 |
| 2025 | 151 | 103 | 8.0% | 6.38% | #66 |
What Workers Federal Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Workers Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 78 | 54 | 6 | 7.7% |
| Rockingham County | 36 | 23 | 3 | 8.3% |
| Cheshire County | 11 | 8 | 1 | 9.1% |
| Carroll County | 7 | 5 | 1 | 14.3% |
| Merrimack County | 7 | 5 | 0 | 0.0% |
| Belknap County | 4 | 2 | 1 | 25.0% |
| Strafford County | 4 | 3 | 0 | 0.0% |
| Sullivan County | 4 | 3 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 151 applications in 2025, of which 103 were originated and 12 denied.
8.0% of all applications, or 10.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Workers Federal Credit Union originated in New Hampshire in 2025 was 6.38%, against a statewide median of 6.82%.
About this data. Figures are Workers Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology