Wings Financial Credit Union in Washington vs the state
17.0%Denial rate+1.37 pts vs state
19.5%Decision denial rate-0.03 pts vs state
61.7%Origination rate+0.64 pts vs state
7.25%Median rate+0.63 pts vs state
-0.04Rate spread (pts)-0.23 pts vs state
$175kMedian applicant income
29Loans originated
8Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 53 | 13.4% | 7.25% | #226 |
| 2024 | 38 | 24 | 5.3% | 8.25% | #304 |
| 2025 | 47 | 29 | 17.0% | 7.25% | #300 |
What Wings Financial Credit Union lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Wings Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 25 | 13 | 5 | 20.0% |
| Pierce County | 6 | 6 | 0 | 0.0% |
| Snohomish County | 4 | 3 | 0 | 0.0% |
| Lewis County | 3 | 2 | 1 | 33.3% |
| Whatcom County | 2 | 2 | 0 | 0.0% |
| Klickitat County | 2 | 1 | 1 | 50.0% |
| Spokane County | 2 | 1 | 1 | 50.0% |
| Mason County | 1 | 0 | 0 | 0.0% |
| Skagit County | 1 | 0 | 0 | 0.0% |
| Stevens County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 47 applications in 2025, of which 29 were originated and 8 denied.
17.0% of all applications, or 19.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Wings Financial Credit Union originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Wings Financial Credit Union's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology