Vista Point Mortgage in Wisconsin vs the state
33.3%Denial rate+19.32 pts vs state
38.5%Decision denial rate+22.10 pts vs state
40.0%Origination rate-28.15 pts vs state
7.50%Median rate+0.88 pts vs state
1.01Rate spread (pts)+0.89 pts vs state
$352kMedian applicant income
6Loans originated
5Denied
What Vista Point Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Vista Point Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 7 | 1 | 4 | 57.1% |
| Waukesha County | 2 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
| Winnebago County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
| Portage County | 1 | 0 | 0 | 0.0% |
| Dane County | 1 | 1 | 0 | 0.0% |
| Kenosha County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 15 applications in 2025, of which 6 were originated and 5 denied.
33.3% of all applications, or 38.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Vista Point Mortgage originated in Wisconsin in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Vista Point Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology