Village Capital & Investment in Kansas vs the state
19.4%Denial rate+4.32 pts vs state
24.0%Decision denial rate+5.72 pts vs state
45.2%Origination rate-18.66 pts vs state
5.75%Median rate-0.88 pts vs state
—Rate spread (pts)
$76kMedian applicant income
84Loans originated
36Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 12 | 20.0% | 6.82% | #245 |
| 2024 | 161 | 75 | 16.8% | 5.99% | #108 |
| 2025 | 186 | 84 | 19.4% | 5.75% | #106 |
What Village Capital & Investment lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 43 | 23 | 6 | 14.0% |
| Johnson County | 21 | 9 | 2 | 9.5% |
| Leavenworth County | 16 | 6 | 4 | 25.0% |
| Shawnee County | 14 | 7 | 3 | 21.4% |
| Geary County | 8 | 0 | 3 | 37.5% |
| Wyandotte County | 6 | 2 | 3 | 50.0% |
| Butler County | 6 | 3 | 1 | 16.7% |
| Osage County | 6 | 2 | 3 | 50.0% |
| Franklin County | 5 | 1 | 0 | 0.0% |
| Crawford County | 5 | 1 | 2 | 40.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 186 applications in 2025, of which 84 were originated and 36 denied.
19.4% of all applications, or 24.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Village Capital & Investment originated in Kansas in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology