Velocity Commercial Capital in Colorado vs the state
2.0%Denial rate-13.59 pts vs state
6.3%Decision denial rate-13.41 pts vs state
30.6%Origination rate-29.41 pts vs state
9.87%Median rate+3.24 pts vs state
—Rate spread (pts)
—Median applicant income
15Loans originated
1Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 7 | 0.0% | 10.49% | #388 |
| 2024 | 30 | 12 | 0.0% | 10.49% | #351 |
| 2025 | 49 | 15 | 2.0% | 9.87% | #305 |
What Velocity Commercial Capital lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Velocity Commercial Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boulder County | 12 | 0 | 0 | 0.0% |
| Denver County | 6 | 3 | 0 | 0.0% |
| Jefferson County | 5 | 3 | 0 | 0.0% |
| Pueblo County | 4 | 2 | 0 | 0.0% |
| El Paso County | 4 | 3 | 0 | 0.0% |
| Arapahoe County | 2 | 1 | 0 | 0.0% |
| Morgan County | 2 | 0 | 0 | 0.0% |
| Mesa County | 2 | 0 | 0 | 0.0% |
| Grand County | 2 | 0 | 0 | 0.0% |
| Adams County | 2 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 49 applications in 2025, of which 15 were originated and 1 denied.
2.0% of all applications, or 6.3% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Velocity Commercial Capital originated in Colorado in 2025 was 9.87%, against a statewide median of 6.63%.
About this data. Figures are Velocity Commercial Capital's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology