Vanderbilt Mortgage and Finance in Nevada vs the state
40.7%Denial rate+23.24 pts vs state
80.3%Decision denial rate+58.12 pts vs state
6.5%Origination rate-51.22 pts vs state
10.25%Median rate+3.63 pts vs state
4.70Rate spread (pts)+4.41 pts vs state
$69kMedian applicant income
15Loans originated
94Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 239 | 14 | 43.1% | 9.62% | #78 |
| 2024 | 219 | 34 | 47.0% | 10.00% | #90 |
| 2025 | 231 | 15 | 40.7% | 10.25% | #97 |
What Vanderbilt Mortgage and Finance lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Vanderbilt Mortgage and Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 83 | 2 | 46 | 55.4% |
| Elko County | 42 | 2 | 14 | 33.3% |
| Washoe County | 30 | 2 | 10 | 33.3% |
| Carson City | 29 | 4 | 9 | 31.0% |
| Lyon County | 20 | 2 | 8 | 40.0% |
| Nye County | 10 | 1 | 3 | 30.0% |
| Douglas County | 5 | 2 | 0 | 0.0% |
| Storey County | 4 | 0 | 2 | 50.0% |
| Mineral County | 3 | 0 | 0 | 0.0% |
| Churchill County | 2 | 0 | 1 | 50.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 231 applications in 2025, of which 15 were originated and 94 denied.
40.7% of all applications, or 80.3% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Vanderbilt Mortgage and Finance originated in Nevada in 2025 was 10.25%, against a statewide median of 6.63%.
About this data. Figures are Vanderbilt Mortgage and Finance's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology