United Mortgage in Washington vs the state
4.8%Denial rate-10.89 pts vs state
5.3%Decision denial rate-14.28 pts vs state
76.2%Origination rate+15.13 pts vs state
6.31%Median rate-0.31 pts vs state
0.37Rate spread (pts)+0.18 pts vs state
$141kMedian applicant income
16Loans originated
1Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 16 | 3.6% | 6.88% | #342 |
| 2024 | 17 | 12 | 0.0% | 6.56% | #398 |
| 2025 | 21 | 16 | 4.8% | 6.31% | #381 |
What United Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most United Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 4 | 2 | 0 | 0.0% |
| Kitsap County | 3 | 2 | 0 | 0.0% |
| King County | 3 | 3 | 0 | 0.0% |
| Whatcom County | 2 | 2 | 0 | 0.0% |
| Snohomish County | 2 | 1 | 0 | 0.0% |
| Clark County | 2 | 2 | 0 | 0.0% |
| Franklin County | 2 | 1 | 1 | 50.0% |
| Mason County | 1 | 1 | 0 | 0.0% |
| Skagit County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 21 applications in 2025, of which 16 were originated and 1 denied.
4.8% of all applications, or 5.3% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans United Mortgage originated in Washington in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are United Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology