Traditional Mortgage Acceptance · New Hampshire · 2025

Traditional Mortgage Acceptance in New Hampshire: approval rate, denial rate and rates (2025)

Traditional Mortgage Acceptance took 19 mortgage applications in New Hampshire in 2025, ranking #196 of 535 lenders active in the state. It originated 84.2% of them and denied 10.5% (11.1% of the applications it decided), against a statewide denial rate of 16.5%.

19Applicationsin NH
11.1%Decision denial ratestate 20.3%
5.69%Median ratestate 6.82%
$215,000Median loanstate $265,000
$4.3MVolume7 counties

Traditional Mortgage Acceptance in New Hampshire vs the state

10.5%Denial rate-5.96 pts vs state
11.1%Decision denial rate-9.16 pts vs state
84.2%Origination rate+22.50 pts vs state
5.69%Median rate-1.13 pts vs state
Rate spread (pts)
$40kMedian applicant income
16Loans originated
2Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024760.0%6.06%#265
2025191610.5%5.69%#196

What Traditional Mortgage Acceptance lends in New Hampshire

By loan purpose

Refinance 19 100% · 10.5% denied

By loan type

Conventional 1 5% · 0.0% denied
FHA 18 95% · 11.1% denied

Why it denied New Hampshire applicants

Collateral 1 50%
Other 1 50%

Where in New Hampshire

Counties with the most Traditional Mortgage Acceptance applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 761 14.3%
Merrimack County 650 0.0%
Sullivan County 220 0.0%
Grafton County 110 0.0%
Strafford County 101 100.0%
Hillsborough County 110 0.0%
Belknap County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 19 applications in 2025, of which 16 were originated and 2 denied.

10.5% of all applications, or 11.1% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Traditional Mortgage Acceptance originated in New Hampshire in 2025 was 5.69%, against a statewide median of 6.82%.

About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology