Traditional Mortgage Acceptance in Colorado vs the state
9.7%Denial rate-5.95 pts vs state
10.7%Decision denial rate-8.95 pts vs state
80.7%Origination rate+20.63 pts vs state
6.25%Median rate-0.38 pts vs state
—Rate spread (pts)
$30kMedian applicant income
50Loans originated
6Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 30 | 5.7% | 7.38% | #333 |
| 2024 | 61 | 53 | 6.6% | 6.75% | #274 |
| 2025 | 62 | 50 | 9.7% | 6.25% | #276 |
What Traditional Mortgage Acceptance lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Traditional Mortgage Acceptance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 11 | 8 | 2 | 18.2% |
| Jefferson County | 11 | 10 | 1 | 9.1% |
| Arapahoe County | 10 | 9 | 0 | 0.0% |
| Denver County | 4 | 2 | 1 | 25.0% |
| Adams County | 4 | 3 | 1 | 25.0% |
| Douglas County | 3 | 2 | 0 | 0.0% |
| Pueblo County | 3 | 2 | 1 | 33.3% |
| Larimer County | 2 | 1 | 0 | 0.0% |
| Clear Creek County | 2 | 2 | 0 | 0.0% |
| Mesa County | 2 | 2 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 62 applications in 2025, of which 50 were originated and 6 denied.
9.7% of all applications, or 10.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Traditional Mortgage Acceptance originated in Colorado in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology